How to Avoid Being Underinsured on Your Home Contents
Many UK homeowners significantly underestimate the value of their contents. Here is how to calculate it correctly.
SimplySecure helps UK families and businesses find the right cover at the right price. Clear advice, honest quotes and support when you need it most.
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We compare policies from over 30 UK insurers to find the right cover for your exact situation. No jargon, no hidden fees, no surprises.
We search the market so you do not have to. Get the best UK rates in minutes.
Most quotes take under 3 minutes. No lengthy calls or forms.
Our FCA-regulated advisors are available Mon to Fri to help you choose.
We stay with you through the claims process from start to finish.
What we cover
Buildings and contents cover for UK homeowners and renters. Flexible policies from trusted providers.
From £8.50 per monthGet QuoteProtect your family's financial future with term life, whole of life and critical illness policies.
From £5 per monthGet QuoteComprehensive, third party fire and theft, and third party only cover from leading UK insurers.
Compare 30+ providersGet QuotePublic liability, professional indemnity and employer liability for UK businesses of all sizes.
Tailored to your tradeGet QuoteSingle trip, annual multi-trip and backpacker policies for UK residents travelling worldwide.
Single trips from £4Get QuotePrivate medical insurance for individuals and families who want faster access to treatment.
From £25 per monthGet QuoteHow it works
Making a claim should not add to your stress. We have made the whole process as simple as possible.
Fill in our short online form with the details of your claim. It takes less than five minutes.
Our UK-based claims team reviews your submission and contacts you within one working day.
An assessor is assigned to your case and contacts you to discuss next steps and any documentation needed.
Once approved, your claim is settled quickly. Most claims are resolved within 5 to 10 working days.
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Claims Satisfaction
"SimplySecure found me a home insurance policy that was £200 less than my renewal quote. The whole process took about ten minutes and the advisor was genuinely helpful throughout."
Sarah Thornton
Homeowner, Manchester
"I had always found life insurance confusing but the team at SimplySecure explained everything clearly. I got exactly the cover I needed for my family at a price that made sense."
David Okafor
Father of three, Bristol
"Claimed on my contents insurance after a break-in and SimplySecure handled everything. I had a settlement within a week. Could not have been easier during a very stressful time."
Priya Mehta
Tenant, London
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Takes less than 3 minutes. Compare policies from over 30 UK insurers and find the right cover at the right price.
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Insurance insights
Many UK homeowners significantly underestimate the value of their contents. Here is how to calculate it correctly.
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FAQ
Yes. SimplySecure is authorised and regulated by the Financial Conduct Authority. Our FCA number is 987654. You can verify this on the FCA register.
No. We run a soft search only when comparing quotes. This does not appear on your credit file or affect your score.
In most cases, yes. Many of our policies can be activated on the same day you receive your quote.
You have 14 days from the start of your policy to cancel without penalty. After this, standard cancellation terms apply depending on the insurer.
Yes. Once you have a policy through SimplySecure, you can update your details, view documents and contact your insurer through your online account.
Use our online claims form to start the process. Our UK claims team will guide you through every step and contact you within one working day.